![]() Security is always a priority whenever you connect financial or personal information to third-party software. If it sounds like a lot of work, that’s because it’s a much more involved process than with many other budgeting apps. If you use credit cards to pay for purchases, you can set up a credit card payment category and use it to filter funds from other categories as you enter transactions. It only allows you to earmark funds toward those expenses. You can create categories within your budget for bills, but YNAB doesn’t have an internal bill pay feature. YNAB works by using money earned the previous month to fund your budget. If you overspend on one category, you can move funds over from another category to cover the cost. You can create goals and monthly payments to pay off an infrequent expense outside of your typical budget, like car repairs. As income is added to YNAB, you assign it to specific categories or expenses. YNAB is built on four specific budgeting principles: Keep in mind that manually adding transactions to your YNAB account may require a lot of extra time and effort. ![]() You start with default budget categories, but you also can create your own to fit your specific needs.įor automated importing of transactions, you can link a bank account to YNAB, but it’s not required. Users of the app are actively involved in setting goals, adding expenses and adjusting their budgets as needed. ![]() ![]() Still, easy Start Menu integration, native desktop notifications and separate taskbar buttons are a plus, and if they're important to you, give WebCatalog a try.YNAB takes a proactive approach to budgeting. WebCatalog isn't doing anything technically amazing, and stripping out the usual browser extras might be a problem sometimes (you prefer clicking back/ forward buttons to keyboard shortcuts, you'd like to use a browser extension with a particular service). We found each window required fractionally under 50MB at a minimum, so the chances are you'll be able to run plenty of apps without having any significant impact on your computer. Each one runs in its own instance of Chromium, but resource requirements are relatively low. Each one has Open and Uninstall buttons, and again, that's it. Tap the Installed button to display icons for each of your chosen apps. There's nothing else to do, no dialog of options, no folders to choose or anything further. See something you like, click Install and it's added in seconds. Amazon alone gets apps for Alexa, Drive, Fresh, Music, Prime Photos, Prime Video and Shopping, and other services include Basecamp, BBC iPlayer, Bing, Dropbox, Evernote, Facebook Messenger, Gmail, Google, iCloud, iCQ, OneDrive, Netflix,, Skype, Spotify, Twitter, WhatsApp, Wikipedia and more. Launch WebCatalog and it displays large icons for every supported site and service- and there are plenty. Each one looks and feel just like the regular website, but the windows don't include any of the extra browser UI clutter (address bar, toolbar), they appear separately on your taskbar or dock, give you native desktop notifications when there's a new call or message, or something else important happens, and are added to your Start Menu for easy access later. You could have Amazon Prime, Gmail and YouTube running in separate windows, for instance. WebCatalog is a free application which enables running your favourite websites and services as native desktop applications.
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